So if last night's post made no sense to you, that's probably fine. Basically I had to argue with a collector about how much I could afford to start paying on a debt and she kept throwing all these different numbers at me even AFTER I had agreed to start making payments at a certain amount until I started getting really dizzy and had to pass Jason the phone. All this was the result of the fact that the screen on my old cellphone stopped working which led me to answer the phone when a collector called, GAH I would never answer the phone for a collector otherwise, you all know me better than that.
Now I have a new phone and can resume screening.
The best part of the collector debaucle was once I agreed to start making payments, she was like, "Okay, now you'll have to pay a $5 fee for each one of these electronic debits." I was like, "Um, can I just mail you checks for these payments?" She said, "Blahblahblahprettymuchno." So I was like, "Okay, I am NOT going to pay you to pay you." I realize that it's only five dollars, but there have been many times over the last several months when I would have sold Ida to a Chinese restaurent for five dollars because I needed the money so badly; I am not going to pay a collection agency five dollars so that I can pay off a debt that is TWICE what the actual debt used to be, with that extra 100% being fees and fines that will go to THAT DEBT COLLECTING INSTITUTION.
I don't know if I'm being clear; suffice it to say that when I said HELL NO I WON'T PAY YOUR $5, that's when the conversation started to decline and I started to have trouble seeing straight and understanding what she was saying.
So anyways, I saved a whole $20 on that one THANK THE GOOD LORD.
Next week I'm taking on the mortgage company, so just look out.